Hawaii Medical Service Association (HMSA) - Blue Cross Blue Shield of Hawaii
Navigating the health care system can sometimes feel intimidating or stressful—especially if you identify as a sexual and/or gender minority or are seeking gender-affirming care. HMSA can help explain your health plan benefits.
Complete this form and we’ll contact you. You can also log into your HMSA My Account and review your Guide to Benefits.
Our Customer Relations team can support you by:

Depending on your plan, HMSA health plan benefits may include counseling services, puberty suppression therapy, continuous hormone replacement therapy, gender affirming pre-surgery services, and gender affirming surgeries. To confirm whether a specific service is covered under your plan, refer to your Guide to Benefits in My Account, or call us using the phone number listed on the back of your HMSA card, or complete this form to request a callback.
Eligibility depends on several factors, such as age, diagnosis, medical and mental health conditions, and other clinical requirements. Eligibility criteria vary by service. To better understand what may be required for specific services, talk with your health care provider or contact HMSA Customer Relations for general guidance.
After you and your health care provider determine which services are appropriate for you, your provider can submit a request for approval, if required, based on your plan benefits.
The easiest way is to ask your doctor or the facility providing your care. You can also visit hmsa.com and use Find a Doctor. Providers listed in our database are HMSA participating providers.
In March 2022, the Hawai’i SGM Workgroup released the third edition of the Hawai’i SGM Services Directory. This is an opt-in directory of organizations, individuals, and health care professionals that offer identity-affirming services for sexual and gender minorities.
For more local resources, go to the SGM Resources Hub.