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2019 Plans
2018 Plans

Pediatric dental benefits are required by the ACA. Although our medical plans don’t include pediatric dental benefits, you may choose an HMSA dental plan to get covered.

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Plan		Deductible	Max out– of–pocket	Coinsurance	Doctor visit copayment	Specialist visit copayment	Premiums based on age: Enter Age
Platinum PPO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 Tier 3 - mostly other brand name drugs: $75 ⁴ Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Acupuncture, massage therapy, and fitness benefit. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary	$0	$7,150	10%	$20	$20	$333.08 / month $362.70 / month $374.01 / month $385.33 / month $397.53 / month $409.72 / month $422.35 / month $435.41 / month $435.41 / month $435.41 / month $435.41 / month $437.15 / month $445.86 / month $456.30 / month $473.29 / month $487.22 / month $494.19 / month $504.64 / month $515.09 / month $521.62 / month $528.59 / month $532.07 / month $535.55 / month $539.03 / month $542.52 / month $549.48 / month $556.45 / month $566.90 / month $576.91 / month $590.85 / month $608.27 / month $628.73 / month $653.12 / month $680.54 / month $711.89 / month $742.81 / month $777.64 / month $812.03 / month $849.92 / month $888.24 / month $929.60 / month $970.96 / month $1,015.81 / month $1,061.09 / month $1,109.42 / month $1,133.37 / month $1,181.69 / month $1,223.49 / month $1,250.93 / month $1,285.33 / month $1,306.22 / month
Platinum HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 Tier 3 - mostly other brand name drugs: $75 ⁴ Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Acupuncture, massage therapy, and fitness benefit. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary	$0	$7,150	10%	$10	$20	$336.96 / month $366.91 / month $378.36 / month $389.81 / month $402.15 / month $414.47 / month $427.25 / month $440.46 / month $440.46 / month $440.46 / month $440.46 / month $442.22 / month $451.03 / month $461.61 / month $478.78 / month $492.88 / month $499.92 / month $510.50 / month $521.07 / month $527.67 / month $534.72 / month $538.25 / month $541.77 / month $545.29 / month $548.82 / month $555.87 / month $562.91 / month $573.49 / month $583.62 / month $597.71 / month $615.33 / month $636.03 / month $660.70 / month $688.44 / month $720.16 / month $751.43 / month $786.67 / month $821.47 / month $859.78 / month $898.55 / month $940.39 / month $982.24 / month $1,027.61 / month $1,073.41 / month $1,122.30 / month $1,146.53 / month $1,195.42 / month $1,237.71 / month $1,265.46 / month $1,300.25 / month $1,321.38 / month
Gold PPO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 Tier 3 - mostly other brand name drugs: $100 ³ Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$0	$7,900	30%	$30	$30	$298.84 / month $325.40 / month $335.56 / month $345.72 / month $356.65 / month $367.59 / month $378.92 / month $390.64 / month $390.64 / month $390.64 / month $390.64 / month $392.20 / month $400.01 / month $409.39 / month $424.62 / month $437.13 / month $443.37 / month $452.75 / month $462.12 / month $467.98 / month $474.23 / month $477.36 / month $480.49 / month $483.61 / month $486.73 / month $492.98 / month $499.24 / month $508.61 / month $517.59 / month $530.10 / month $545.72 / month $564.08 / month $585.96 / month $610.56 / month $638.69 / month $666.43 / month $697.68 / month $728.54 / month $762.52 / month $796.90 / month $834.01 / month $871.12 / month $911.36 / month $951.99 / month $995.34 / month $1,016.83 / month $1,060.19 / month $1,097.69 / month $1,122.30 / month $1,153.16 / month $1,171.91 / month
Gold PPO 1000	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $10 Tier 2 - mostly preferred drugs: $30 ¹ Tier 3 - mostly other brand name drugs: $75 ^1,4 Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$1,000	$7,900	20% ¹	$20	$20	$281.03 / month $306.01 / month $315.56 / month $325.11 / month $335.40 / month $345.69 / month $356.33 / month $367.36 / month $367.36 / month $367.36 / month $367.36 / month $368.83 / month $376.18 / month $384.99 / month $399.32 / month $411.08 / month $416.96 / month $425.76 / month $434.58 / month $440.10 / month $445.98 / month $448.92 / month $451.84 / month $454.78 / month $457.72 / month $463.60 / month $469.48 / month $478.30 / month $486.74 / month $498.50 / month $513.20 / month $530.46 / month $551.04 / month $574.18 / month $600.63 / month $626.71 / month $656.10 / month $685.12 / month $717.09 / month $749.41 / month $784.31 / month $819.20 / month $857.04 / month $895.25 / month $936.03 / month $956.23 / month $997.01 / month $1,032.27 / month $1,055.41 / month $1,084.44 / month $1,102.07 / month
Gold HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $10 Tier 2 - mostly preferred drugs: $30 ¹ Tier 3 - mostly other brand name drugs: $75 ^1,4 Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$1,000	$7,900	20% ¹	$15	$30	$281.88 / month $306.93 / month $316.52 / month $326.09 / month $336.41 / month $346.73 / month $357.42 / month $368.47 / month $368.47 / month $368.47 / month $368.47 / month $369.94 / month $377.31 / month $386.16 / month $400.53 / month $412.32 / month $418.22 / month $427.06 / month $435.89 / month $441.43 / month $447.33 / month $450.27 / month $453.22 / month $456.17 / month $459.11 / month $465.00 / month $470.90 / month $479.75 / month $488.22 / month $500.01 / month $514.75 / month $532.07 / month $552.71 / month $575.92 / month $602.45 / month $628.61 / month $658.08 / month $687.19 / month $719.25 / month $751.68 / month $786.69 / month $821.69 / month $859.64 / month $897.96 / month $938.86 / month $959.13 / month $1,000.03 / month $1,035.40 / month $1,058.61 / month $1,087.72 / month $1,105.41 / month
Silver PPO 2500 Direct	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Drug Formulary Fitness Plan Certificate	$2,500	$7,900	30% ¹	$45	$45	$247.93 / month $269.97 / month $278.40 / month $286.82 / month $295.90 / month $304.98 / month $314.37 / month $324.10 / month $324.10 / month $324.10 / month $324.10 / month $325.40 / month $331.87 / month $339.65 / month $352.29 / month $362.66 / month $367.84 / month $375.63 / month $383.41 / month $388.26 / month $393.45 / month $396.05 / month $398.64 / month $401.23 / month $403.83 / month $409.01 / month $414.19 / month $421.97 / month $429.43 / month $439.80 / month $452.76 / month $467.99 / month $486.15 / month $506.56 / month $529.90 / month $552.91 / month $578.84 / month $604.44 / month $632.64 / month $661.15 / month $691.94 / month $722.74 / month $756.12 / month $789.82 / month $825.80 / month $843.62 / month $879.60 / month $910.71 / month $931.13 / month $956.73 / month $972.29 / month
Silver PPO 2500	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$2,500	$7,900	30% ¹	$45	$45	$317.09 / month $345.28 / month $356.06 / month $366.83 / month $378.44 / month $390.05 / month $402.07 / month $414.50 / month $414.50 / month $414.50 / month $414.50 / month $416.16 / month $424.45 / month $434.40 / month $450.56 / month $463.83 / month $470.46 / month $480.41 / month $490.36 / month $496.58 / month $503.21 / month $506.52 / month $509.84 / month $513.15 / month $516.47 / month $523.10 / month $529.74 / month $539.68 / month $549.21 / month $562.48 / month $579.06 / month $598.54 / month $621.75 / month $647.86 / month $677.71 / month $707.14 / month $740.30 / month $773.05 / month $809.11 / month $845.58 / month $884.96 / month $924.34 / month $967.03 / month $1,010.15 / month $1,056.15 / month $1,078.95 / month $1,124.96 / month $1,164.75 / month $1,190.87 / month $1,223.61 / month $1,243.50 / month
Silver PPO 3500	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 Tier 3 - mostly other brand name drugs: $100 ³ Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater Additional benefits Urgent Care visit: $55 Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$3,500	$7,900	20% ¹	$35	$35	$312.84 / month $340.65 / month $351.28 / month $361.91 / month $373.37 / month $384.82 / month $396.68 / month $408.94 / month $408.94 / month $408.94 / month $408.94 / month $410.58 / month $418.75 / month $428.57 / month $444.52 / month $457.61 / month $464.15 / month $473.96 / month $483.77 / month $489.91 / month $496.46 / month $499.72 / month $502.99 / month $506.27 / month $509.54 / month $516.08 / month $522.63 / month $532.44 / month $541.84 / month $554.93 / month $571.29 / month $590.51 / month $613.41 / month $639.17 / month $668.62 / month $697.65 / month $730.36 / month $762.67 / month $798.26 / month $834.24 / month $873.09 / month $911.93 / month $954.06 / month $996.59 / month $1,041.98 / month $1,064.47 / month $1,109.87 / month $1,149.13 / month $1,174.89 / month $1,207.20 / month $1,226.82 / month
Silver HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$2,500	$7,900	30% ¹	$40	$60	$319.46 / month $347.85 / month $358.71 / month $369.57 / month $381.26 / month $392.95 / month $405.07 / month $417.59 / month $417.59 / month $417.59 / month $417.59 / month $419.26 / month $427.61 / month $437.63 / month $453.92 / month $467.29 / month $473.96 / month $483.98 / month $494.01 / month $500.27 / month $506.95 / month $510.29 / month $513.64 / month $516.98 / month $520.32 / month $527.00 / month $533.68 / month $543.70 / month $553.31 / month $566.67 / month $583.38 / month $603.00 / month $626.39 / month $652.69 / month $682.76 / month $712.41 / month $745.82 / month $778.81 / month $815.14 / month $851.89 / month $891.55 / month $931.23 / month $974.24 / month $1,017.67 / month $1,064.02 / month $1,086.99 / month $1,133.35 / month $1,173.43 / month $1,199.74 / month $1,232.73 / month $1,252.77 / month
Bronze PPO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $25 Tier 2 - mostly preferred drugs: $0 ¹ Tier 3 - mostly other brand name drugs: $0 ¹ Tier 4 - mostly preferred specialty drugs: $0 ¹ Tier 5 – mostly other brand name specialty drugs: $0 ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$7,900	$7,900	0% ¹	$50 ²	$0 ¹	$218.04 / month $237.41 / month $244.83 / month $252.24 / month $260.22 / month $268.20 / month $276.46 / month $285.02 / month $285.02 / month $285.02 / month $285.02 / month $286.16 / month $291.86 / month $298.70 / month $309.81 / month $318.93 / month $323.49 / month $330.33 / month $337.18 / month $341.45 / month $346.00 / month $348.29 / month $350.57 / month $352.85 / month $355.13 / month $359.69 / month $364.25 / month $371.09 / month $377.65 / month $386.76 / month $398.16 / month $411.56 / month $427.52 / month $445.48 / month $466.00 / month $486.24 / month $509.04 / month $531.56 / month $556.34 / month $581.43 / month $608.50 / month $635.59 / month $664.94 / month $694.58 / month $726.22 / month $741.90 / month $773.53 / month $800.89 / month $818.84 / month $841.36 / month $855.05 / month
Bronze PPO HSA	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $0 ¹ Tier 2 - mostly preferred drugs: $0 ¹ Tier 3 - mostly other brand name drugs: $0 ¹ Tier 4 - mostly preferred specialty drugs: $0 ¹ Tier 5 – mostly other brand name specialty drugs: $0 ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Drug Formulary Fitness Plan Certificate	$6,750	$6,750	0% ¹	$0 ¹	$0 ¹	$217.51 / month $236.85 / month $244.24 / month $251.64 / month $259.59 / month $267.56 / month $275.80 / month $284.33 / month $284.33 / month $284.33 / month $284.33 / month $285.47 / month $291.15 / month $297.98 / month $309.07 / month $318.17 / month $322.72 / month $329.54 / month $336.36 / month $340.63 / month $345.18 / month $347.45 / month $349.73 / month $352.00 / month $354.28 / month $358.83 / month $363.37 / month $370.20 / month $376.73 / month $385.84 / month $397.21 / month $410.57 / month $426.50 / month $444.41 / month $464.88 / month $485.07 / month $507.81 / month $530.27 / month $555.01 / month $580.03 / month $607.04 / month $634.06 / month $663.34 / month $692.91 / month $724.48 / month $740.11 / month $771.67 / month $798.96 / month $816.88 / month $839.34 / month $852.99 / month
Bronze HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $25 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ³ Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Fitness Plan Certificate	$6,000	$7,900	40% ¹	$40 ²	$60 ¹	$216.11 / month $235.33 / month $242.67 / month $250.02 / month $257.92 / month $265.84 / month $274.03 / month $282.50 / month $282.50 / month $282.50 / month $282.50 / month $283.63 / month $289.29 / month $296.06 / month $307.08 / month $316.12 / month $320.64 / month $327.42 / month $334.20 / month $338.44 / month $342.96 / month $345.22 / month $347.47 / month $349.74 / month $351.99 / month $356.52 / month $361.04 / month $367.81 / month $374.32 / month $383.36 / month $394.66 / month $407.94 / month $423.76 / month $441.56 / month $461.90 / month $481.95 / month $504.55 / month $526.87 / month $551.45 / month $576.31 / month $603.14 / month $629.98 / month $659.08 / month $688.45 / month $719.82 / month $735.35 / month $766.71 / month $793.83 / month $811.62 / month $833.95 / month $847.50 / month
Catastrophic Plan	This is single coverage for individuals under 30 years of age OR who have a hardship exemption from healthcare.gov. Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $0 ¹ Tier 2 - mostly preferred drugs: $0 ¹ Tier 3 - mostly other brand name drugs: $0 ¹ Tier 4 - mostly preferred specialty drugs: $0 ¹ Tier 5 – mostly other brand name specialty drugs: $0 ¹ Additional benefits Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary	$7,900	$7,900	0% ¹	$50 ²	$0 ¹	$117.09 / month $127.50 / month $131.48 / month $135.47 / month $139.75 / month $144.04 / month $148.48 / month $153.06 / month $153.06 / month $153.06 / month $153.06 / month $153.68 / month $156.74 / month $160.41 / month $166.38 / month $171.28 / month $173.73 / month $177.41 / month $181.07 / month $183.38 / month $185.82 / month $187.04 / month $188.27 / month $189.49 / month $190.72 / month $193.17 / month $195.62 / month $199.29 / month $202.81 / month $207.71 / month $213.84 / month $221.03 / month $229.60 / month $239.24 / month $250.26 / month $261.13 / month $273.38 / month $285.46 / month $298.78 / month $312.25 / month $326.80 / month $341.34 / month $357.10 / month $373.02 / month $390.01 / month $398.42 / month $415.42 / month $430.11 / month $439.76 / month $451.84 / month $459.18 / month

¹ Member’s cost after the deductible is met.
² First three visits are covered before you reach the deductible.
³ $50 copayment plus $50 other brand name cost share.
⁴ $30 copayment plus $45 other brand cost share.
⁵ Coinsurance varies depending on the service received.

Health benefits

These benefits are included in all HMSA individual plans and others are available when you enroll:

HMSA’s Online Care.
An annual preventive exam with no copayment.
Generic drug coverage*.
Adult vision coverage.

*All plans except the Bronze PPO HSA plan and the Catastrophic plan cover generic drugs before you meet the deductible.

Pediatric dental benefits are required by the ACA. Although our medical plans don’t include pediatric dental benefits, you may choose an HMSA dental plan to get covered.

Enroll online Enroll by mail

Plan		Deductible	Max out– of–pocket	Coinsurance	Doctor visit copayment	Specialist visit copayment	Premiums based on age: Enter Age
Platinum PPO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 Tier 3 - mostly other brand name drugs: $75 ⁴ Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Chiropractic, acupuncture, and massage therapy benefit. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$0	$7,150	10% - 20% ⁵	$20	$20	$336.95 / month $366.91 / month $378.36 / month $389.81 / month $402.15 / month $414.47 / month $427.25 / month $440.46 / month $440.46 / month $440.46 / month $440.46 / month $442.22 / month $451.03 / month $461.60 / month $478.78 / month $492.88 / month $499.92 / month $510.50 / month $521.06 / month $527.67 / month $534.72 / month $538.25 / month $541.77 / month $545.29 / month $548.81 / month $555.86 / month $562.91 / month $573.48 / month $583.61 / month $597.71 / month $615.32 / month $636.02 / month $660.69 / month $688.44 / month $720.15 / month $751.42 / month $786.66 / month $821.46 / month $859.78 / month $898.54 / month $940.38 / month $982.23 / month $1,027.60 / month $1,073.40 / month $1,122.30 / month $1,146.52 / month $1,195.41 / month $1,237.70 / month $1,265.45 / month $1,300.24 / month $1,321.38 / month
Platinum HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 Tier 3 - mostly other brand name drugs: $75 ⁴ Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Chiropractic, acupuncture, and massage therapy benefit. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$0	$7,150	10%	$10	$20	$341.07 / month $371.39 / month $382.98 / month $394.57 / month $407.05 / month $419.54 / month $432.47 / month $445.84 / month $445.84 / month $445.84 / month $445.84 / month $447.63 / month $456.54 / month $467.25 / month $484.64 / month $498.90 / month $506.03 / month $516.73 / month $527.43 / month $534.12 / month $541.26 / month $544.82 / month $548.39 / month $551.95 / month $555.52 / month $562.66 / month $569.79 / month $580.48 / month $590.74 / month $605.01 / month $622.84 / month $643.80 / month $668.77 / month $696.85 / month $728.95 / month $760.61 / month $796.28 / month $831.50 / month $870.28 / month $909.52 / month $951.87 / month $994.23 / month $1,040.15 / month $1,086.52 / month $1,136.01 / month $1,160.53 / month $1,210.02 / month $1,252.82 / month $1,280.91 / month $1,316.13 / month $1,337.52 / month
Gold PPO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $10 Tier 2 - mostly preferred drugs: $50 Tier 3 - mostly other brand name drugs: $100 ⁴ Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$0	$7,350	30%	$30	$30	$303.18 / month $330.13 / month $340.43 / month $350.74 / month $361.83 / month $372.94 / month $384.43 / month $396.32 / month $396.32 / month $396.32 / month $396.32 / month $397.90 / month $405.83 / month $415.33 / month $430.80 / month $443.48 / month $449.82 / month $459.33 / month $468.84 / month $474.78 / month $481.13 / month $484.30 / month $487.47 / month $490.63 / month $493.81 / month $500.15 / month $506.49 / month $516.00 / month $525.12 / month $537.80 / month $553.65 / month $572.28 / month $594.48 / month $619.45 / month $647.98 / month $676.11 / month $707.82 / month $739.13 / month $773.61 / month $808.48 / month $846.13 / month $883.78 / month $924.60 / month $965.82 / month $1,009.81 / month $1,031.61 / month $1,075.60 / month $1,113.65 / month $1,138.61 / month $1,169.93 / month $1,188.96 / month
Gold PPO 1000	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 ¹ Tier 3 - mostly other brand name drugs: $75 ^1,4 Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$1,000	$7,350	20% ¹	$20	$20	$284.53 / month $309.82 / month $319.50 / month $329.16 / month $339.58 / month $349.98 / month $360.78 / month $371.93 / month $371.93 / month $371.93 / month $371.93 / month $373.42 / month $380.86 / month $389.79 / month $404.29 / month $416.20 / month $422.15 / month $431.08 / month $439.99 / month $445.58 / month $451.52 / month $454.50 / month $457.48 / month $460.45 / month $463.43 / month $469.38 / month $475.33 / month $484.26 / month $492.81 / month $504.72 / month $519.59 / month $537.07 / month $557.90 / month $581.33 / month $608.11 / month $634.52 / month $664.28 / month $693.65 / month $726.01 / month $758.74 / month $794.08 / month $829.42 / month $867.72 / month $906.41 / month $947.69 / month $968.14 / month $1,009.42 / month $1,045.14 / month $1,068.57 / month $1,097.94 / month $1,115.79 / month
Gold HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $7 Tier 2 - mostly preferred drugs: $30 ¹ Tier 3 - mostly other brand name drugs: $75 ^1,4 Tier 4 - mostly preferred specialty drugs: $150 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $300 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$1,000	$7,350	20% ¹	$15	$30	$287.91 / month $313.51 / month $323.29 / month $333.07 / month $343.61 / month $354.15 / month $365.06 / month $376.35 / month $376.35 / month $376.35 / month $376.35 / month $377.86 / month $385.38 / month $394.42 / month $409.10 / month $421.14 / month $427.16 / month $436.19 / month $445.23 / month $450.87 / month $456.90 / month $459.91 / month $462.92 / month $465.92 / month $468.93 / month $474.95 / month $480.98 / month $490.01 / month $498.67 / month $510.72 / month $525.76 / month $543.45 / month $564.53 / month $588.24 / month $615.33 / month $642.06 / month $672.16 / month $701.90 / month $734.64 / month $767.76 / month $803.52 / month $839.27 / month $878.03 / month $917.17 / month $958.94 / month $979.65 / month $1,021.42 / month $1,057.55 / month $1,081.26 / month $1,110.99 / month $1,129.05 / month
Silver PPO 2000	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$2,000	$7,350	30% - 50% ^1,5	$45	$45	$320.85 / month $349.37 / month $360.27 / month $371.18 / month $382.92 / month $394.66 / month $406.82 / month $419.41 / month $419.41 / month $419.41 / month $419.41 / month $421.08 / month $429.48 / month $439.54 / month $455.89 / month $469.31 / month $476.03 / month $486.10 / month $496.16 / month $502.45 / month $509.16 / month $512.51 / month $515.87 / month $519.23 / month $522.58 / month $529.29 / month $536.00 / month $546.06 / month $555.72 / month $569.13 / month $585.91 / month $605.62 / month $629.11 / month $655.53 / month $685.73 / month $715.50 / month $749.06 / month $782.19 / month $818.68 / month $855.59 / month $895.43 / month $935.28 / month $978.48 / month $1,022.10 / month $1,068.65 / month $1,091.72 / month $1,138.27 / month $1,178.53 / month $1,204.96 / month $1,238.09 / month $1,258.23 / month
Silver PPO 2500	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$2,500	$7,350	25% - 30% ^1,5	$35	$35	$249.64 / month $271.82 / month $280.31 / month $288.79 / month $297.92 / month $307.06 / month $316.53 / month $326.32 / month $326.32 / month $326.32 / month $326.32 / month $327.62 / month $334.15 / month $341.98 / month $354.71 / month $365.15 / month $370.37 / month $378.20 / month $386.04 / month $390.93 / month $396.15 / month $398.76 / month $401.37 / month $403.98 / month $406.59 / month $411.82 / month $417.03 / month $424.87 / month $432.38 / month $442.81 / month $455.86 / month $471.21 / month $489.48 / month $510.03 / month $533.53 / month $556.70 / month $582.81 / month $608.58 / month $636.97 / month $665.69 / month $696.69 / month $727.69 / month $761.30 / month $795.24 / month $831.46 / month $849.41 / month $885.63 / month $916.95 / month $937.51 / month $963.29 / month $978.96 / month
Silver PPO 3500	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 Tier 3 - mostly other brand name drugs: $100 ³ Tier 4 - mostly preferred specialty drugs: 40% ¹ Tier 5 – mostly other brand name specialty drugs: 40% ¹ Additional benefits Urgent Care visit: $55 Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$3,500 ⁶	$7,350	20% ¹	$30	$65	$316.00 / month $344.09 / month $354.83 / month $365.57 / month $377.13 / month $388.70 / month $400.68 / month $413.07 / month $413.07 / month $413.07 / month $413.07 / month $414.72 / month $422.98 / month $432.89 / month $449.01 / month $462.22 / month $468.83 / month $478.75 / month $488.66 / month $494.86 / month $501.47 / month $504.77 / month $508.07 / month $511.38 / month $514.69 / month $521.29 / month $527.91 / month $537.82 / month $547.31 / month $560.53 / month $577.06 / month $596.47 / month $619.60 / month $645.62 / month $675.37 / month $704.70 / month $737.74 / month $770.37 / month $806.32 / month $842.67 / month $881.90 / month $921.14 / month $963.69 / month $1,006.65 / month $1,052.50 / month $1,075.22 / month $1,121.07 / month $1,160.73 / month $1,186.75 / month $1,219.39 / month $1,239.21 / month
Silver HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $15 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ^1,3 Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$2,500	$7,350	30% ¹	$30	$50	$318.59 / month $346.91 / month $357.73 / month $368.57 / month $380.23 / month $391.89 / month $403.96 / month $416.46 / month $416.46 / month $416.46 / month $416.46 / month $418.12 / month $426.45 / month $436.45 / month $452.69 / month $466.01 / month $472.68 / month $482.67 / month $492.67 / month $498.92 / month $505.58 / month $508.91 / month $512.25 / month $515.57 / month $518.91 / month $525.56 / month $532.23 / month $542.23 / month $551.80 / month $565.13 / month $581.79 / month $601.36 / month $624.69 / month $650.92 / month $680.90 / month $710.48 / month $743.79 / month $776.69 / month $812.92 / month $849.57 / month $889.13 / month $928.70 / month $971.60 / month $1,014.91 / month $1,061.13 / month $1,084.04 / month $1,130.26 / month $1,170.24 / month $1,196.48 / month $1,229.38 / month $1,249.38 / month
Bronze PPO 7350	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $25 Tier 2 - mostly preferred drugs: $0 ¹ Tier 3 - mostly other brand name drugs: $0 ¹ Tier 4 - mostly preferred specialty drugs: $0 ¹ Tier 5 – mostly other brand name specialty drugs: $0 ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$7,350	$7,350	0% ¹	$50 ²	$0 ¹	$212.99 / month $231.92 / month $239.16 / month $246.40 / month $254.20 / month $261.99 / month $270.07 / month $278.42 / month $278.42 / month $278.42 / month $278.42 / month $279.53 / month $285.10 / month $291.79 / month $302.64 / month $311.55 / month $316.01 / month $322.68 / month $329.37 / month $333.55 / month $338.00 / month $340.23 / month $342.46 / month $344.68 / month $346.91 / month $351.37 / month $355.81 / month $362.50 / month $368.90 / month $377.81 / month $388.95 / month $402.04 / month $417.63 / month $435.17 / month $455.22 / month $474.98 / month $497.26 / month $519.25 / month $543.47 / month $567.97 / month $594.43 / month $620.88 / month $649.55 / month $678.51 / month $709.41 / month $724.73 / month $755.63 / month $782.36 / month $799.90 / month $821.89 / month $835.26 / month
Bronze HMO	Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $25 Tier 2 - mostly preferred drugs: $50 ¹ Tier 3 - mostly other brand name drugs: $100 ¹ Tier 4 - mostly preferred specialty drugs: $200 or 20% whichever is greater ¹ Tier 5 – mostly other brand name specialty drugs: $400 or 30% whichever is greater ¹ Additional benefits Fitness membership (With $75 annual copayment) Must be at least 16 years of age to participate. Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$6,000	$7,350	40% ¹	$40 ²	$60 ¹	$207.95 / month $226.43 / month $233.50 / month $240.56 / month $248.18 / month $255.78 / month $263.67 / month $271.82 / month $271.82 / month $271.82 / month $271.82 / month $272.91 / month $278.35 / month $284.87 / month $295.47 / month $304.17 / month $308.52 / month $315.05 / month $321.57 / month $325.64 / month $329.99 / month $332.17 / month $334.34 / month $336.52 / month $338.69 / month $343.04 / month $347.39 / month $353.92 / month $360.16 / month $368.86 / month $379.74 / month $392.51 / month $407.74 / month $424.86 / month $444.43 / month $463.73 / month $485.48 / month $506.95 / month $530.60 / month $554.52 / month $580.35 / month $606.17 / month $634.16 / month $662.44 / month $692.61 / month $707.56 / month $737.73 / month $763.83 / month $780.95 / month $802.42 / month $815.46 / month
Catastrophic Plan	This is single coverage for individuals under 30 years of age OR who have a hardship exemption from healthcare.gov. Plan Benefits (amount you pay) Prescription drugs (30-day supply) Tier 1 - mostly generic drugs: $0 ¹ Tier 2 - mostly preferred drugs: $0 ¹ Tier 3 - mostly other brand name drugs: $0 ¹ Tier 4 - mostly preferred specialty drugs: $0 ¹ Tier 5 – mostly other brand name specialty drugs: $0 ¹ Additional benefits Plan resources Summary of Benefits Coverage Guide to Benefits Summary of Changes Drug Formulary Get hard copies of HMSA plan materials.	$7,350	$7,350	0% ¹	$50 ²	$0 ¹	$147.44 / month $160.54 / month $165.56 / month $170.56 / month $175.97 / month $181.36 / month $186.95 / month $192.73 / month $192.73 / month $192.73 / month $192.73 / month $193.50 / month $197.36 / month $201.98 / month $209.49 / month $215.66 / month $218.75 / month $223.38 / month $228.00 / month $230.89 / month $233.98 / month $235.51 / month $237.05 / month $238.60 / month $240.14 / month $243.22 / month $246.31 / month $250.94 / month $255.37 / month $261.54 / month $269.24 / month $278.30 / month $289.10 / month $301.24 / month $315.12 / month $328.80 / month $344.21 / month $359.44 / month $376.21 / month $393.17 / month $411.48 / month $429.78 / month $449.64 / month $469.68 / month $491.07 / month $501.68 / month $523.07 / month $541.57 / month $553.71 / month $568.94 / month $578.19 / month

Health benefits

These benefits are included in all HMSA individual plans and others are available when you enroll:

HMSA’s Online Care.
An annual preventive exam with no copayment.
Generic drug coverage*.
Adult vision coverage.

*Generic drugs are covered before you meet the deductible.

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