Hawaii Medical Service Association (HMSA) - Blue Cross Blue Shield of Hawaii
Premium Medicare coverage with access to a large, high-quality provider network on Oahu at a $45 monthly premium.

With a large provider network on Oahu, Select Plus makes it easy to get care from doctors, specialists, facilities, and other health care providers in your community. Check if your doctors are in the network.

Choose from a select network of high-quality PCPs and other doctors who can help support your health care needs.

Get similar benefits to our PPO plan with a lower $45 monthly premium and greater protection against out-of-pocket medical and drug costs.
| HMSA Akamai Advantage Select Plus (HMO) |
HMSA Akamai Advantage Complete Plus (PPO) |
|
|---|---|---|
| You pay | You pay | |
| Monthly premium | $45 | $240 |
| Maximum out-of-pocket (in-network) | $5,200 | $6,200 |
| Medical Benefits | ||
| Annual medical deductible | $0 | $0 |
| Primary care provider office visit | $0 | $0 |
| Specialty care provider office visit | $35 | $35 |
| Inpatient hospital care | Days 1 to 4: $460/day Additional days: $0/day |
Days 1 to 4: $460/day Additional days: $0/day |
| Emergency care | $115 | $115 |
| Worldwide coverage for emergency and urgent care | 10% of the cost | 10% of the cost |
| Drug Benefits | ||
| Drug Deductible | $450 (Doesn’t apply to tier 1 and tier 2 drugs, insulin, and most Part D vaccines) |
$550 (Doesn't apply to tier 1 and tier 2 drugs, insulin, and most Part D vaccines) |
| Generic Drugs |
|
|
| Supplemental Benefits | ||
| Dental |
|
|
| Vision |
|
|
| Hearing |
|
|
Benefit amounts listed are based on using HMSA participating providers.

Learn everything you need to know about Medicare. Attend a workshop in person or online in the comfort of your home. We make it convenient for you to plan for Medicare.

Speak with a local Medicare retirement specialist who can help you understand your options so you can make a decision that’s right for you.