HIPAA Certificate of Creditable Coverage

Cancellation of Coverage Letters

If your HMSA plan is canceled, we’ll send you a letter that documents the cancellation for your records. Cancellation letters are mailed out within 10 days after we’re notified that a plan has been canceled.

Please note: We no longer generate Health Insurance Portability and Accountability Act (HIPAA) certificates of creditable coverage. These certificates helped reduce new plan waiting periods for those with pre-existing conditions. Since the Affordable Care Act prohibits health plans from excluding people with pre-existing conditions, these certificates are no longer required.