What are my Medicare options

Choose a plan to meet your health care needs, lifestyle, and budget.

Enroll in Original Medicare when you become eligible

ORIGINAL MEDICARE


PART A		PART B
Hospital insurance		Medical insurance

No cost*

Monthly premium

Offered by the federal government

*Most people qualify at no cost if they've worked for at least 10 years.

If you want more health plan benefits beyond Original Medicare, you have two options:

Option 1 - Medicare Supplement Plan
Option 2 - Medicare Advantage Plan

Option

Choose this option if you want to:

Get your health insurance from multiple insurers.

Option

Choose this option if you want to:

Get Medicare Part A, Part B, and Part D in one plan from one insurer.
Get comprehensive benefits for medical, prescription drugs, and more.

MEDICARE SUPPLEMENT
PLAN (MEDIGAP)

Pays for some or all medical costs not included in Original Medicare (Part A and Part B).

Monthly premium

Offered by a Medicare-approved private insurer. HMSA doesn’t offer Medigap.

Not available if you have a Medicare Advantage plan.

and/or

MEDICARE PRESCRIPTION
DRUG PLAN

PART D

Prescription drug insurance

Monthly premium

Offered by a Medicare-approved private insurer.

Included in HMSA Medicare Advantage.

MEDICARE ADVANTAGE PLAN

PART C


PART A		PART B
Hospital insurance		Medical insurance

Includes all the benefits of Original Medicare, such as:

Hospital care
Skilled nursing facility care
Hospice care
Doctor visits
Outpatient care
Durable medical equipment*
Preventive services

Usually includes prescription drugs**

PART D

Prescription drug insurance

May include other benefits, such as:

Routine dental**
Routine hearing
Routine vision**
Well-being benefits**

* Oxygen tanks, walkers, wheelchairs, etc.
**Included in HMSA Medicare Advantage

Part B monthly premium + Medicare Advantage monthly premium

Offered by a Medicare-approved private insurer such as HMSA

Planning for Medicare

HMSA's My Account

HMSA Neighborhood Centers

What are my Medicare options

Enroll in Original Medicare when you become eligible

ORIGINAL MEDICARE

PART A

PART B

If you want more health plan benefits beyond Original Medicare, you have two options:

Option

Choose this option if you want to:

Option

Choose this option if you want to:

MEDICARE SUPPLEMENT
PLAN (MEDIGAP)

and/or

MEDICARE PRESCRIPTION
DRUG PLAN

PART D

MEDICARE ADVANTAGE PLAN

PART C

PART A

PART B

PART D

What are my Medicare options

Enroll in Original Medicare when you become eligible

ORIGINAL MEDICARE

PART A

PART B

If you want more health plan benefits beyond Original Medicare, you have two options:

Option

Choose this option if you want to:

Option

Choose this option if you want to:

MEDICARE SUPPLEMENTPLAN (MEDIGAP)

and/or

MEDICARE PRESCRIPTIONDRUG PLAN

PART D

MEDICARE ADVANTAGE PLAN

PART C

PART A

PART B

PART D

MEDICARE SUPPLEMENT
PLAN (MEDIGAP)

MEDICARE PRESCRIPTION
DRUG PLAN