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Need Help Re-enrolling in an HMSA Medicare Advantage Plan?

We’re here to help.

If you’re an HMSA Akamai Advantage® Complete Plus or Standard Plus member, you should have received a notice in the mail in October saying that your plan is closing on Dec. 31, 2026.

To continue your health plan benefits in 2027, you’ll need to enroll in a new HMSA Medicare Advantage plan. If you don’t enroll in another plan, you’ll automatically return to Original Medicare beginning Jan. 1, 2027.

To avoid a gap in coverage, review your options and enroll by Dec. 7, 2026.

  • If you enroll Oct. 15-Dec. 7, 2026, your coverage begins Jan. 1, 2027.
  • If you enroll Dec. 8, 2026-Feb. 28, 2027, your coverage begins on the first day of the month after your enrollment is received.

We can help you re-enroll in an HMSA Medicare Advantage plan that’s right for you.

Choose an HMSA Medicare Advantage plan

As you decide which plan to choose, consider your budget, the services you use, and the doctors you see.

For Oahu residents

Choose a PPO plan or our new HMO plan to fit your needs.

  Complete (PPO) Complete Plus (PPO) Select Plus (HMO)
Monthly premium $55 $240 $45
Out-of-pocket costs
Deductibles, copayments, and coinsurance for health care services and prescription drugs.		 Higher Lower Lowest
Maximum out-of-pocket cost
Annual limit on how much you pay out of pocket for Medicare-covered medical services.		 Higher
$8,200 in-network		 Lower
$6,200 in-network		 Lower
$5,200 in-network
Complete (PPO) Complete Plus (PPO) Select Plus (HMO)
This plan may be for you if you: This plan may be for you if you: This plan may be for you if you:
  • Prefer a lower monthly premium and don't mind paying higher copayments and coinsurance for some health care services.
  • Don't mind paying a higher monthly premium in exchange for lower copayments and coinsurance when you use health care services.
  • Prefer a lower monthly premium and low copayments and coinsurance when you use health care services.
  • Prefer a broad network of providers and coverage for services from out-of-network providers.
  • Prefer a broad network of providers and coverage for services from out-of-network providers.
  • Want access to a high-quality curated provider network, but don't need out-of-network coverage except for emergencies and approved referrals.
  • Feel you're in good health and don't anticipate using a lot of health care services.
  • Have chronic health conditions or see doctors often.
  • Have chronic health conditions or see doctors often.
  • Don't take lots of medications.
  • Regularly take medications.
  • Regularly take medications.
  • Need health insurance mostly in case of emergencies or unexpected illness.
  • Anticipate needing surgery.
  • Anticipate needing surgery.

Get more information on our Oahu plans here.

For Neighbor Island residents

Choose a PPO plan to fit your needs.

  Standard (PPO)  Standard Plus (PPO)
Monthly premium $50 $240
Out-of-pocket cost
Deductibles, copayments, and coinsurance for health care services and prescription drugs.		 Higher Lower
Maximum out-of-pocket costs
Annual limit on how much you pay out of pocket for Medicare-covered medical services.		 Higher
$8,200 in-network		 Lower
$6,200 in-network
Standard (PPO) Standard Plus (PPO)
This plan may be for you if you: This plan may be for you if you:
  • Prefer a lower monthly premium.
  • Want greater peace of mind with more financial protection.
  • Don’t mind paying higher copayments and coinsurance when you use health care services.
  • Don’t mind paying a higher monthly premium in exchange for lower copayments and coinsurance when you use health care services.
  • Feel you are in good health and don’t anticipate using a lot of health care services.
  • Have chronic health conditions or see doctors often.
  • Don’t take lots of medications.
  • Regularly take medications.
  • Need health insurance mostly in case of emergencies or unexpected illness.
  • Anticipate needing surgery.

Get more information on our Neighbor Island plans here.

Ready to Enroll?

Online. Enroll now.

Mail. Complete an enrollment form and send it back to us.

In person. Visit an HMSA Center near you. To request a visit from a licensed representative (Oahu, Big Island, Maui, and Kauai only), call 808-948-5800, option 3, Monday through Friday, 8 a.m. to 5 p.m.

Phone. 808-948-6235 or 1-800-693-4672
For TTY, call 711
Any day, 8 a.m.-8 p.m.

Questions? Call or visit us and we’ll be happy to help you choose a plan and enroll. Or email akamai@hmsa.com.

HMSA Disclaimer

  • HMSA Akamai Advantage® is a PPO plan with a Medicare contract. Enrollment in HMSA Akamai Advantage depends on contract renewal.
  • HMSA Akamai Advantage® Select Plus is an HMO plan with a Medicare contract. Enrollment in HMSA Akamai Advantage Select Plus depends on contract renewal.
CURRENT AS OF 10/15/2026