Air Ambulance

Most HMSA plans include air ambulance benefits for emergencies in which transportation is needed to the nearest hospital within the state of Hawaii. Coverage applies if you need to transfer to another facility for a higher level of care or for services not available on the island where you first received treatment. Please review the ambulance benefit information in your Guide to Benefits for more information.

Certain plans will also cover air ambulance within the Mainland under certain circumstances.

For additional information on Air Ambulance policies please refer to the “Out-of-State Air Ambulance Services” section on the Medical Policies - CURRENT page for more information

Ground Ambulance

Generally, emergency ground transportation to the nearest adequate hospital is covered, with costs typically involving coinsurance or a copay. Services cost and specific conditions depend on your plan. Some plans may have additional costs like daily fees or a percentage of the eligible charge, and non-emergency transportation may require prior authorization.

Note: The HMSA Children’s Plan doesn’t cover air or ground ambulance service.