2018 Tax Filing Information

This information is based on HMSA’s review of the Affordable Care Act (ACA). We’re providing it for educational purposes only. Please do not use it as professional tax, legal, or compliance advice.

Your 1095-B tax form is coming soon

The Internal Revenue Service (IRS) extended the 2018 form due dates for insurers from January 31, 2019, to March 4, 2019.

We expect to send out the forms toward the end of February.

Why you received a 1095-B tax form from HMSA

Under the ACA, you must report if you, your spouse, and people you claim as dependents had minimum essential coverage for some or all months during the tax year. The 1095-B will help you accurately report your health insurance coverage for the year.

The form tells you what months you had coverage and the dependents covered under your plan.

Some HMSA members won’t get a 1095-B tax form from HMSA, including dependents, members who bought an individual plan on HealthCare.gov, and members with a 2018 self-insured plan through their employer or a government-sponsored plan such as QUEST Integration or HMSA Akamai Advantage.

What to do with the 1095-B tax form

Keep the form for your records. If you have dependents under your HMSA medical plan who are filing their taxes separately, give them a copy of the form for their records.

According to the IRS, most tax filers will need to check a box on their tax return to show that they had coverage all year. If you had a gap in your health care coverage during the tax year, this form will help you or your tax preparer complete your tax return.

You also don’t have to wait to receive the 1095-B tax form to file your taxes. According to the IRS, you can use other documents to help you prepare your taxes. Refer to question 14 in this IRS FAQs for a list of acceptable documents.

Need help?

If you have questions about the 1095-A or 1095-C tax forms, please visit irs.gov.