This information is based on HMSA’s review of the Affordable Care Act (ACA). We’re providing it for educational purposes only. Please do not use it as professional tax, legal, or compliance advice.
Changes in the distribution of Form 1095-B
In December 2024, the Patient Protection and Affordable Care Act was modified to remove the provision that requires employers and health insurance providers to send tax forms to covered individuals showing proof of minimum essential coverage (forms 1095-B and 1095-C) unless a form is requested.
To follow the new provision, HMSA will not automatically mail Form 1095-B for tax year 2025 to subscribers. Since the form is not required to be submitted with your tax filings, HMSA will only send the Form 1095-B to subscribers who request the form.
To request Form 1095‑B for calendar year 2025, log in to My Account on hmsa.com. Then use the Ask HMSA form and select Request 1095‑B tax form from the Topic menu to send your request.
Why you received Form 1095-B from HMSA
Under the ACA, you must have had minimum essential coverage for some or all months during the tax year. The form tells you what months you were enrolled in a health plan and the dependents who were on your plan.
Some HMSA members won’t get Form 1095-B from HMSA, including dependents, members who bought an individual plan on HealthCare.gov1, and members with a 2025 self-insured plan through their employer or a government-sponsored plan such as QUEST (Medicaid) or HMSA Akamai Advantage®.
What to do with Form 1095-B
Form 1095-B does not have to be filed with your tax filings or noted on your tax filings. Keep the form for you and for your dependent’s records.
You also don’t have to wait to receive Form 1095-B to file your taxes. You can use other documents to help you prepare your taxes. Refer to the IRS for a list of acceptable documents.
Need help?
- Visit irs.gov3 or talk to your tax consultant.
- Read our Form 1095-B FAQs [PDF]4.
- Call us Monday through Friday, 8 a.m. to 5 p.m.
If you have questions about the 1095-A5 or 1095-C6 tax forms, visit irs.gov.
HMSA Akamai Advantage® is a PPO plan with a Medicare contract. Enrollment in HMSA Akamai Advantage depends on contract renewal.