Small Business

All HMSA’s plans comply with the Hawaii Prepaid Health Care Act.

Requirements for ACA plans: Pediatric dental benefits are an ACA requirement. Although our medical plans don’t include pediatric dental benefits, you may choose an HMSA dental plan.

Hawaii Prepaid Health Care Act requires employers to pay at least half of their employees’ premiums for employees who work a minimum of four consecutive weeks at 20 or more hours a week.

You can choose an A status plan. Employees are responsible for the balance, but their portion can’t exceed 1.5% of their gross monthly wages.

If your contribution toward family premiums equal the required single rate contribution plus half the difference between the single and family rates.

You can choose a B status plan.

If all requirements are received by the 10th of the month, the earliest effective date will be the first of the following month. If requirements are received after the 10th of the month, then the earliest effective date will be the 1st of the second month.

HMSA offers a variety of medical, dental, vision, life, and add-on plans for you to choose from based on your employees’ and company’s needs.

• Medical plans
• Dental plans
• Vision and life insurance plans
• Complementary care plans