Emergency Room Services - Behavioral Health

HMSA plans cover the use of an emergency room when a member, acting as a prudent layperson, could reasonably expect the absence of immediate medical attention to result in:

  • Serious jeopardy to the health of the individual (or, with respect to a pregnant woman, the health of the woman and her unborn child)
  • Serious impairment to bodily functions
  • Serious dysfunction of any bodily organ or part

Examples of Appropriate Use

Examples of a behavioral health emergency for which the use of an emergency room is appropriate include the following:

  • Suicide attempt or intent to harm self
  • Homicidal ideation resulting from mental illness
  • Inability to function because of confusion or difficulty in thinking
  • New or recent onset of hallucinations
  • Extreme shakiness after ceasing to drink alcohol or ceasing the use of prescription medications (e.g., benzodiazepines or barbiturates)
  • New or recent onset of fearfulness or paranoia
  • Extreme anxiety (e.g., shortness of breath, rapid heart rate, shakiness) where the member believes he or she is having a heart attack or other life-threatening medical event
  • Severe, acute exacerbation of a chronic mental condition

Examples of Inappropriate Use

The emergency room should not be used:

  • To refill medications
  • When the patient has no place to stay
  • When the patient cannot sleep
  • For non-life-threatening reasons (e.g., the patient needs to talk to someone, but cannot reach his or her usual behavioral healthcare provider)

Revision History

Date Nature of Revision
08/03/2026

Migrated to new platform