Retirees

Available 2026 plans

See the details of your plan, including what you’ll pay when you go to the doctor or hospital.

EUTF Retiree Plan Summary
Annual deductible
$100 per person
$300 per family
Annual out-of-pocket max
$2,500 per person
$7,500 per family

Plan Benefits

Office visits
10%

Physical exams
$0

Diagnostic tests
10% (inpatient)
20% (outpatient)

Hospital room and board
10%*

Surgical procedures
10% (cutting)
10% (noncutting)

Emergency room
10%

Ambulance
20%*

Hearing aids
20%*

Annual physical exam

This important preventive care visit includes:

  • Routine vision and hearing tests
  • Audiogram (optional)
  • Blood count
  • Chest X-ray
  • Biochemistry panel and electrocardiogram (for ages 40 and up)
What’s the copayment?
$0 for retiree plans

*Annual deductible applies

Questions?

We’re happy to help.

Contact us
Retiree Plan Brochure thumbnail2026 plan brochure [PDF]

Get a copy of the 2026 plan brochure.

P000608

By phone:

Monday – Friday: 7 a.m.-7 p.m.
Saturday: 9 a.m.-1 p.m.
808-948-6499
1-800-776-4672

Out-of-pocket maximum

The out-of-pocket maximum is the most you'll have to pay per calendar year for covered health care services. Once you reach this amount, your plan pays 100 percent of the allowed amount for covered services excluding taxes.

There's a maximum for each person on the plan and a maximum for everyone on the plan.

Annual deductible

A deductible is the fixed dollar amount you must pay each calendar year for certain services and products before your health plan pays.