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        </url>
        <url>
            <loc>https://hmsa.com/employer/federalplan_healthplan/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/vision/</loc>
            <lastmod>2026-09-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/member-resources/videos/</loc>
            <lastmod>2026-09-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/retirees/</loc>
            <lastmod>2026-09-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/hstavb/</loc>
            <lastmod>2026-09-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/enrollment/</loc>
            <lastmod>2026-07-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/</loc>
            <lastmod>2026-07-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/federalplan_memberresources/</loc>
            <lastmod>2026-05-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/postal/member-resources/</loc>
            <lastmod>2026-05-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/heco/</loc>
            <lastmod>2026-05-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/change/</loc>
            <lastmod>2026-05-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/aon/</loc>
            <lastmod>2026-04-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/longshore/retirees/</loc>
            <lastmod>2026-04-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/active-employees/</loc>
            <lastmod>2026-04-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/ilwu/</loc>
            <lastmod>2026-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/ilwu/hotel-employees/</loc>
            <lastmod>2026-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/temporary-employees/</loc>
            <lastmod>2026-03-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/longshore/</loc>
            <lastmod>2026-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/fhb/</loc>
            <lastmod>2026-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/eutf/member-resources/</loc>
            <lastmod>2026-02-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/fhb/retirees/</loc>
            <lastmod>2025-12-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/fhb/active-employees/</loc>
            <lastmod>2025-12-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/hmsa-retirees/</loc>
            <lastmod>2025-11-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/heco/part-time-temporary-employees/</loc>
            <lastmod>2025-10-17</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/hmsa-retirees/plans/</loc>
            <lastmod>2025-10-17</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/heco/probation-employees/</loc>
            <lastmod>2025-10-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/bill/</loc>
            <lastmod>2025-09-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/faq/</loc>
            <lastmod>2025-07-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/maui_health_system/</loc>
            <lastmod>2025-04-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/longshore/retirees-pre/</loc>
            <lastmod>2025-04-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/employer/longshore/active-employees/</loc>
            <lastmod>2025-04-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/student/dependent/</loc>
            <lastmod>2024-01-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/vendor/</loc>
            <lastmod>2026-10-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/re-enrolling-hmsa-medicare-advantage-plan/</loc>
            <lastmod>2026-10-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/identity-protection/</loc>
            <lastmod>2026-10-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/akamai-advantage-2027/</loc>
            <lastmod>2026-10-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/creditable-drug-coverage-faq-members/</loc>
            <lastmod>2026-09-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/prior-authorization-review-requirements-for-maui-county/</loc>
            <lastmod>2026-09-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/services-that-are-reconstructive-corrective-or-cosmetic/</loc>
            <lastmod>2026-09-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/durable-medical-equipment/</loc>
            <lastmod>2026-09-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-hmsa-drug-formulary-list/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/prior-authorization-metrics/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/prior-approval-for-medical-services-precertification/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/ambulance/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/submitting-a-precertification-request/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/medical-and-drug-policies/</loc>
            <lastmod>2026-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/provider-directories/</loc>
            <lastmod>2026-09-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/medicare-disenrollment/</loc>
            <lastmod>2026-09-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/medicare-appoint-representative/</loc>
            <lastmod>2026-09-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/extra-benefits-dual-care-qualifying-conditions/</loc>
            <lastmod>2026-09-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/orofacial-anomalies/</loc>
            <lastmod>2026-09-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/medicare-member-appeal/</loc>
            <lastmod>2026-09-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/dues-payment-authorization/</loc>
            <lastmod>2026-08-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/need-a-form/</loc>
            <lastmod>2026-08-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/planning-for-medicare/</loc>
            <lastmod>2026-08-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/dual-care-2027/</loc>
            <lastmod>2026-08-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/paying-bills-online/</loc>
            <lastmod>2026-08-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/medicare-drug-review/</loc>
            <lastmod>2026-08-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/health-assessment/</loc>
            <lastmod>2026-08-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/medicare-precertification/</loc>
            <lastmod>2026-08-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/step-therapy-medicare-part-b/</loc>
            <lastmod>2026-08-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/aca-plan-resources/</loc>
            <lastmod>2026-07-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/eyemed-is-hmsas-new-vision-plan-administrator/</loc>
            <lastmod>2026-07-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-are-my-medicare-options/</loc>
            <lastmod>2026-05-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-do-i-determine-my-medical-plan-type/</loc>
            <lastmod>2026-05-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/quest-reassignment-faqs/</loc>
            <lastmod>2026-05-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/improved-access-to-claim-information-now-available-in-my-account/</loc>
            <lastmod>2026-03-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/filing-medical-claims-for-services-from-nonparticipating-providers/</loc>
            <lastmod>2026-03-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/determining-ppo-cost-for-care-outside-of-hawaii/</loc>
            <lastmod>2026-03-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-travel-benefits/</loc>
            <lastmod>2026-03-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-health-plan-benefits-outside-the-united-states/</loc>
            <lastmod>2026-03-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/coronavirus-update-for-employers/</loc>
            <lastmod>2026-03-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/member-resources/</loc>
            <lastmod>2026-03-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/1095-b/</loc>
            <lastmod>2026-02-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/finding-a-participating-provider-on-the-us-mainland/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/accessing-care-outside-the-united-states/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/find-a-participating-bcbs-global-core-provider/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/does-my-hmo-plan-cover-services-on-the-us-mainland/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/medical-care-on-the-neighbor-islands/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/interisland-travel-for-approved-medical-treatment/</loc>
            <lastmod>2026-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/covid-statewide-resources/</loc>
            <lastmod>2026-01-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/important-updates-and-faqs/</loc>
            <lastmod>2026-01-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/ffmoe/</loc>
            <lastmod>2026-01-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/appeals-grievances/</loc>
            <lastmod>2026-01-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/partner-provider-directories/</loc>
            <lastmod>2025-12-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/order-your-prescription-drugs-through-the-mail/</loc>
            <lastmod>2025-11-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/telehealth-resources/</loc>
            <lastmod>2025-10-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/hmsa-individual-plan-application-instructions-2026/</loc>
            <lastmod>2025-10-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/search/?tags=maui-wildfires/</loc>
            <lastmod>2025-10-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/auto-payments/</loc>
            <lastmod>2025-09-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/dual-care-2026/</loc>
            <lastmod>2025-09-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/akamai-advantage-2026/</loc>
            <lastmod>2025-09-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/online-payment-for-ffm-members/</loc>
            <lastmod>2025-09-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/health-care-plain-and-simple/</loc>
            <lastmod>2025-09-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/screening-saves-lives/</loc>
            <lastmod>2025-08-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/keep-your-guard-up-during-flu-season/</loc>
            <lastmod>2025-08-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsas-my-account-for-hmsa-members/</loc>
            <lastmod>2025-08-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/preparing-for-your-newborn/</loc>
            <lastmod>2025-07-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/email-from-hmsa/</loc>
            <lastmod>2025-07-17</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hawaii-prepaid-health-care-act/</loc>
            <lastmod>2025-07-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-primary-care-provider-is-a-key-health-resource/</loc>
            <lastmod>2025-06-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/selecting-your-health-center-and-primary-care-provider/</loc>
            <lastmod>2025-06-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/annual-cost-savings-reports/</loc>
            <lastmod>2025-06-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/health-plan-options/</loc>
            <lastmod>2025-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/coronavirus-update/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/coronavirus-health-tips/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsa-centers-and-offices-reopened/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/is-there-a-generic-equivalent-for-my-brand-name-drug/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsas-new-pharmacy-benefit-manager/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/covid-19-benefit-changes/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/mental-health-resources-employers/</loc>
            <lastmod>2025-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/quest-updated-membership-cards/</loc>
            <lastmod>2025-05-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/fraud/</loc>
            <lastmod>2025-04-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/coronavirus-fraud-prevention/</loc>
            <lastmod>2025-04-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/choosing-wisely/</loc>
            <lastmod>2025-03-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/radiation-safety/</loc>
            <lastmod>2025-03-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/member-handbook/</loc>
            <lastmod>2025-03-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/insuring-your-family/</loc>
            <lastmod>2025-03-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/guest-membership-on-the-us-mainland-for-hmo-members/</loc>
            <lastmod>2025-03-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/breastfeeding-support-and-counseling/</loc>
            <lastmod>2025-03-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/workers-comp/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/third-party-liability/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/student-group-life/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-to-restrict-member-information-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-to-amend-member-information-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-for-identity-password-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-for-external-review/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-copies-of-member-records/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-for-confidential-communications/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/request-an-accounting-of-disclosures-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/legal-representative-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/hipaa-release-of-information/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/hipaa-authorized-representative-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/request-for-services-non-participating-provider/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/dental-claim/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/deceased-member-representative-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/coordination-of-benefits/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/disclosure-for-conflicts-of-interest-evaluation/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/authorization-to-request-use-or-release-member-psychotherapy-notes-form/</loc>
            <lastmod>2025-02-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-update-your-address-with-hmsa/</loc>
            <lastmod>2025-02-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/transparency-in-coverage-machine-readable-files/</loc>
            <lastmod>2025-01-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/medicare-resources/</loc>
            <lastmod>2025-01-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/if-you-have-more-than-one-medical-plan/</loc>
            <lastmod>2025-01-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/be-prepared/</loc>
            <lastmod>2025-01-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-update-your-name-with-hmsa/</loc>
            <lastmod>2025-01-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/over-the-counter-at-home-covid-19-tests/</loc>
            <lastmod>2024-12-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-do-i-change-my-primary-care-provider/</loc>
            <lastmod>2024-12-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/check-drug-cost-tool/</loc>
            <lastmod>2024-12-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/developing-a-mobile-health-app/</loc>
            <lastmod>2024-12-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/calculating-your-ppo-plan-coinsurance/</loc>
            <lastmod>2024-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsa-care-access-assistance-program/</loc>
            <lastmod>2024-11-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/dangers-of-opioids/</loc>
            <lastmod>2024-11-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/attestation-phi-reproductive-health-care/</loc>
            <lastmod>2024-11-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/covid-19-vaccine/</loc>
            <lastmod>2024-10-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/payment-determination-criteria/</loc>
            <lastmod>2024-09-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/deceased-members/</loc>
            <lastmod>2024-05-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsas-dental-prescription-drug-vision-and-chiropractic-riders/</loc>
            <lastmod>2024-04-17</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/getting-connected-with-hmsa/</loc>
            <lastmod>2024-04-17</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/birth-of-a-child/</loc>
            <lastmod>2024-04-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-do-i-enroll/</loc>
            <lastmod>2024-04-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-medicare/</loc>
            <lastmod>2024-04-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/important-dates/</loc>
            <lastmod>2024-04-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/glossary/</loc>
            <lastmod>2024-03-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/coronavirus-cares-act/</loc>
            <lastmod>2024-03-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-the-guide-to-benefits/</loc>
            <lastmod>2024-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/resources-available-to-assist-with-patient-care-due-to-the-maui-fires/</loc>
            <lastmod>2024-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/find-doctors-in-your-hmo-health-center-with-hmsas-find-a-doctor-tool/</loc>
            <lastmod>2024-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/types-of-plans/</loc>
            <lastmod>2024-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/print-a-copy-of-your-hmsa-membership-card-through-my-account/</loc>
            <lastmod>2024-03-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/dental-plan-information/</loc>
            <lastmod>2024-03-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/need-a-form/?category=Plan-enrollment/</loc>
            <lastmod>2024-03-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/need-a-form/?category=Manage-Plan/</loc>
            <lastmod>2024-03-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/need-a-form/#appeals/</loc>
            <lastmod>2024-03-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/essential-metallic-coverage-determination-request-form/</loc>
            <lastmod>2024-03-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/finding-a-participating-pharmacy-on-the-us-mainland/</loc>
            <lastmod>2024-03-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/need-a-form/?category=Claims/</loc>
            <lastmod>2024-03-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/request-duplicate-hmsa-cards/</loc>
            <lastmod>2024-02-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/rtm/</loc>
            <lastmod>2024-02-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/fsa-calculator/</loc>
            <lastmod>2024-02-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-appeal-an-hmsa-decision/</loc>
            <lastmod>2024-01-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/dental-appeal/</loc>
            <lastmod>2024-01-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/in-our-community/</loc>
            <lastmod>2024-01-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/volcano-advisory/</loc>
            <lastmod>2023-12-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/time-limits-for-cobra-coverage/</loc>
            <lastmod>2023-12-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/save-money-with-mail-order-drugs/</loc>
            <lastmod>2023-12-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/quest-integration-member-grievances-and-appeals/</loc>
            <lastmod>2023-12-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/instructions-for-completing-the-drug-claim-form/</loc>
            <lastmod>2023-12-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/if-you-are-injured-in-an-accident/</loc>
            <lastmod>2023-12-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/HelpCenter/HelpCenterArticles?url=/help-center/your-hmsa-drug-formulary-list/</loc>
            <lastmod>2023-12-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hurricane/</loc>
            <lastmod>2023-12-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-submit-a-drug-claim/</loc>
            <lastmod>2023-12-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/forms/quest-coverage-determination-request-form/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/enrolling-an-adopted-child-in-your-plan/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/emergency-and-urgent-care-outside-of-hawaii/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/durable-medical-equipment-renting-buying-and-buying-online/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/divorce-or-other-dissolution-of-marriage/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/continuing-your-medical-coverage-with-cobra/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/cobra-rules-when-you-regain-medical-coverage/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/changing-your-health-center/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/access-your-claims-information-online/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-does-my-hmsa-coverage-begin/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-does-a-drug-become-generic/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-you-get-with-your-plan/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-make-the-most-of-your-health-insurance/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsa-coverage-on-maui/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/about-your-confidential-member-information/</loc>
            <lastmod>2023-12-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-rights-and-protections-against-surprise-medical-bills/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/plan-certificates-describe-additional-coverage/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-responsibilities-under-cobra/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-hmsa-card/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/your-health-center/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/will-i-receive-my-report-to-member-in-the-mail/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/why-your-cost-may-be-more-when-you-see-a-nonparticipating-provider/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/why-you-need-an-hmsa-dental-plan/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-can-i-get-cobra/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/who-should-get-the-mmr-vaccine/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/who-qualifies-as-an-eligible-dependent/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/where-to-mail-your-claim-for-medical-services-and-supplies/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/safely-accessing-your-health-information/</loc>
            <lastmod>2023-12-13</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-are-generic-drugs/</loc>
            <lastmod>2023-12-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/view-dental-claims-online/</loc>
            <lastmod>2023-12-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/the-patient-centered-medical-home-a-path-to-quality-affordable-health-care/</loc>
            <lastmod>2023-12-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-you-dont-recognize-a-provider-on-your-report-to-member/</loc>
            <lastmod>2023-12-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-to-use-the-emergency-room/</loc>
            <lastmod>2023-12-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-to-enroll-dependents-in-your-health-plan/</loc>
            <lastmod>2023-12-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/when-prior-approval-precertification-is-denied-or-not-requested/</loc>
            <lastmod>2023-12-08</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-eligible-charge/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-a-report-to-member/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-an-annual-deductible/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-an-annual-copayment-maximum/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-a-lifetime-maximum/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-is-a-benefit-maximum/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/what-if-i-need-medical-care-on-the-us-mainland/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/view-your-drug-claim-information-online/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/using-nonparticipating-providers-for-physical-or-occupational-therapy/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/temporary-public-assistance-covid/</loc>
            <lastmod>2023-12-07</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/suicide-prevention-resources/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/single-source-generic-drugs/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/services-your-plan-does-not-cover/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/seeing-specialists-and-other-providers-when-you-are-an-hmo-member/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/services-involving-new-technology/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/screening-and-diagnostic-tests/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/request-for-ic-external-review/</loc>
            <lastmod>2023-12-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/find-an-hmsa-participating-retail-pharmacy/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/physical-exams/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/physical-and-occupational-therapy-faqs/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/physical-and-occupational-therapy-benefits/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/patient-safety/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/medical-evacuation/</loc>
            <lastmod>2023-12-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/maui-wildfires/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/marriage-adding-a-spouse-to-your-plan/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/managing-chronic-disease-and-catastrophic-illness/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/know-your-colorectal-cancer-screening-benefits/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/important-life-events-that-can-affect-your-membership/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsas-pharmacy-benefit-manager-is-available-to-answer-your-drug-questions/</loc>
            <lastmod>2023-12-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-get-health-insurance/</loc>
            <lastmod>2023-12-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-to-get-copies-of-the-drug-claim-form/</loc>
            <lastmod>2023-12-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/how-many-hmsa-cards-will-i-receive/</loc>
            <lastmod>2023-12-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsas-third-party-premium-payment-policy/</loc>
            <lastmod>2023-12-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hmsa-initiatives-to-improve-your-health/</loc>
            <lastmod>2023-12-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/hipaa-certificate-of-creditable-coverage/</loc>
            <lastmod>2023-12-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/search/?tags=enrollment/</loc>
            <lastmod>2023-11-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/search/?tags=doctors/</loc>
            <lastmod>2023-11-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/search/?tags=benefits/</loc>
            <lastmod>2023-11-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/help-center/search/?tags=claims/</loc>
            <lastmod>2023-11-29</lastmod>
        </url>
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            <lastmod>2026-10-10</lastmod>
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            <lastmod>2026-08-12</lastmod>
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            <lastmod>2026-08-12</lastmod>
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            <lastmod>2026-08-10</lastmod>
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            <lastmod>2026-08-10</lastmod>
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            <lastmod>2026-08-10</lastmod>
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            <lastmod>2026-08-10</lastmod>
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            <lastmod>2026-08-08</lastmod>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-quick-reference-guide/</loc>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-introduction/</loc>
            <lastmod>2026-08-07</lastmod>
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            <lastmod>2026-08-07</lastmod>
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            <lastmod>2026-08-06</lastmod>
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            <loc>https://hmsa.com/prc/medical/appealing-a-precertification-denial/</loc>
            <lastmod>2026-08-05</lastmod>
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            <lastmod>2026-08-05</lastmod>
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            <lastmod>2026-08-05</lastmod>
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            <lastmod>2026-08-05</lastmod>
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            <lastmod>2026-08-05</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-04</lastmod>
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            <lastmod>2026-08-01</lastmod>
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            <lastmod>2026-08-01</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/durable-medical-equipment-dme-prosthetics-and-orthotics-hcpcs-codes-that-do-not-require-precert-more-than-500-dollars/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/durable-medical-equipment-dme-prosthetics-and-orthotics-hcpcs-codes-that-require-precertification/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/medicare-advantage-hospice-vbid-tcc/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/delivery-birthing-claim-documentation-requirements/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-services-claim-documentation-requirements/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/care-management/accordantcare/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-procedures-claim-documentation-requirements/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-for-labor-and-delivery/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/medical-policies-medical-pharmacy/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/anesthesia-monitored-senior-plans/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/trauma-team-activation-coding/</loc>
            <lastmod>2026-08-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/home-intravenous-iv-hydration-therapy-for-adults-administrative-information/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/home-inotropic-infusion-therapy-administrative-information/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/home-iv-anti-microbial-therapy-administrative-information/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-filing-workflow/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-aca/influenza-vaccination/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/utilization-management-hmsa-akamai-advantage/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/utilization-management/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/immunizations-medicare-advantage-part-b/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/ground-transportation/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/resubmission-of-claims-cms-1500/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/high-dollar-claims-reviews-by-equian-llc/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/point-of-sale-bin-and-pcn-information/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/statewide-resource-and-information-directory-during-the-covid-19-pandemic/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/immunizations/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/snf-wait-listed/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/timeliness-standards/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/modifier-code-kx-and-condition-code-45/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/modifier-code-ga/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/motor-vehicle-insurance/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/non-physician-appealing-a-precertified-denial/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/payment-appeals/non-physician-appeals-excluding-facilities/</loc>
            <lastmod>2026-07-31</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/multi-page-claims/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/medicare-advantage-denial-notices/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/mqd-qi-all-patients-refined-diagnosis-related-groups/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/administrative-requirements-for-select-behavioral-health-services/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-hmsa-quest-provider-handbook-general-information-section/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-fep/federal-employee-program-fep-standard-option-enrollment-code-104-105-and-106/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-fep/federal-employee-program-fep-basic-option-enrollment-code-111-112-and-113/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/exclusions/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/eligibility/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-hmsa-quest-provider-handbook-claims-section/</loc>
            <lastmod>2026-07-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-provider-handbook/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-provider-handbook-availability/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/acceptable-invoice-submissions/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/newborn-baby-delivery-hospital-stay-dual-coverage-dc-primacy-determination-and-coordination-of-benefits-cob/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hair-loss-alopecia/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/provider-tools/plan-libraries/</loc>
            <lastmod>2026-07-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/radiology-management/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/npi/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/provider-contracting/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/transparency-in-coverage-rule/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/appeals/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/medical-policies/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/claims/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/faqs/blue-card/</loc>
            <lastmod>2026-07-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/incentive-programs/</loc>
            <lastmod>2026-07-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/hmsa-pharmacy-benefit-manager-prior-authorization/</loc>
            <lastmod>2026-07-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/contact/update-your-federal-tax-id-number/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-electronic-visit-verification/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-behavioral-health-services-in-an-outpatient-setting/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/minors-mental-health-non-disclosure-form/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/payment-appeals/mobile-clinic-pos15-payment-policy-for-e-m-codes/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/pharmacy-non-specialty-drug-policies/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/external-ocular-photography/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/service-connected-disabilities/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/behavioral-health/social-determinants-of-health-codes/</loc>
            <lastmod>2026-07-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-after-hours-codes/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-alcohol-and-substance-abuse-case-management/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-benefit-overpayment/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-cognitive-rehabilitation-services/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-drug-utilization-review/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-facility-role-in-providing-technical-services-for-procedures-requiring-pre-certification/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-pre-certification-timeliness-standards/</loc>
            <lastmod>2026-07-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-primary-preventive-services-men/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-primary-preventive-services-children/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-clinical-practice-guidelines/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-medical-necessity/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-medical-records-standards/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-glossary/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-code-books/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-net-quest-integration-ace-and-basic-health-hawaii-membership-cards/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-net-quest-integration-ace-and-basic-health-hawaii-member-information/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-net-quest-integration-ace-and-basic-health-hawaii-benefits/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-well-child-care-visits/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-vision-eyewear/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-venipuncture/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-vision-examination-with-refraction/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-unbundling-fragmentation/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-ultrasound/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-transportation-interisland-air-transportation/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-bronchitis-acute-treatment-for-adults/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-chronic-obstructive-pulmonary-disease/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-community-acquired-pneumonia/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-tuberculin-testing-treatment/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-transportation-out-of-state/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-supplies/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-surgery-non-cutting/</loc>
            <lastmod>2026-07-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-surgery-cutting/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-sterilizations/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-standby-services/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-smoking-cessation/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-reference-laboratory/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-physical-examinations/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-pharmacy-and-drug-formulary/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-prostate-specific-antigen-psa-test/</loc>
            <lastmod>2026-07-21</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/radiology-services-claim-documentation-requirements/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/referrals-general-information/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/members/</loc>
            <lastmod>2026-07-18</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/membership-verification-line/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/genetic-testing-codes/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/fraud/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/eye-x-ray-prior-to-mri-or-mra/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/eutf-retiree-benefits-and-claims-information/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/edi-contracts/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/submitting-hipaa-edi-transactions-to-hmsa/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-e-claims-system/</loc>
            <lastmod>2026-07-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-payment-for-noncovered-services/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-no-fault/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-member-billings/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-long-term-services-and-supports-ltss/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-long-term-care-facilities/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-locum-tenens-and-temporary-hires/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-lock-in-members/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hmsa-business-association-with-nia/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hmsa-organization-and-administrative-structure/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-health-education/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hawaii-healthcare-information-network-hhin/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-fee-reviews/</loc>
            <lastmod>2026-07-16</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-exclusions/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-health-coordination-services/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-third-party-liability-coordination-of-benefits/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/prostate-specific-antigen/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/private-duty-nursing/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/private-contracts-medicare/</loc>
            <lastmod>2026-07-16</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-workers-compensation/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-instructions-for-completing-cms-1500-claim-form/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-instructions-for-completing-universal-drug-claim-form-paper-claims/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-claim-processing-and-returns/</loc>
            <lastmod>2026-07-15</lastmod>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-claims-filing-deadlines/</loc>
            <lastmod>2026-07-15</lastmod>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-claims-filing-tips/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-claims-requiring-attachments-or-documentation/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-cosmetic-procedures-claim-documentation-requirements/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospital-admission-notices/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospital-interim-claims-acute/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospital-outpatient-services/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-miscellaneous-procedure-codes/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-newborn-claims/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-locally-assigned-codes/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-miscellaneous-procedures/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-type-of-service-codes/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/pregnancy-support-program/</loc>
            <lastmod>2026-07-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-organ-transplants/</loc>
            <lastmod>2026-07-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-oncoscint/</loc>
            <lastmod>2026-07-15</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-office-consultations-and-visits/</loc>
            <lastmod>2026-07-15</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-neonatal-intensive-care/</loc>
            <lastmod>2026-07-14</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-non-ionic-contrast-agents/</loc>
            <lastmod>2026-07-14</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/annual-preventive-health-evaluation/</loc>
            <lastmod>2026-07-14</lastmod>
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            <loc>https://hmsa.com/prc/claims/postoperative-visits/</loc>
            <lastmod>2026-07-14</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-turnaround-documents-notification-documents/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-diagnosis-coding/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-claims-editing-software/</loc>
            <lastmod>2026-07-13</lastmod>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-electronic-claims-filing/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-maternity-length-of-stay-and-provisions-of-the-newborns-and-mothers-health-protection-act-nmhpa/</loc>
            <lastmod>2026-07-13</lastmod>
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            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-medicaid-provider-enrollment-dhs-1139/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-medicaid-provider-enrollment-requirements-by-state/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-modifier-code-58/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-modifier-code-59/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-payment-of-services-rendered/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-ambulatory-surgical-services/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-emergent-urgent-care/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-emergency-fills/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-eligibility/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-dental-procedures-covered-under-quest-medical-plan/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-cultural-competency-plan/</loc>
            <lastmod>2026-07-13</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/place-of-treatment-outpatient/</loc>
            <lastmod>2026-07-12</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-pharyngitis-acute-treatment-for-adults/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-rhinitis-chronic-allergic-and-nonallergic/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-rhinosinusitis-acute-treatment-for-adults/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-viral-upper-respiratory-infection-treatment-for-adults/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-directory-member-resources/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-directory-dental-provider-resources/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-directory-claims/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-laboratory-panels/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-in-vitro-fertilization/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-immunizations/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-sunitinib-sutent/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospital-pass-days/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospital-and-long-term-care-facility-visits/</loc>
            <lastmod>2026-07-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-hospice-care/</loc>
            <lastmod>2026-07-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-home-iv-therapy-per-diem-payment-method/</loc>
            <lastmod>2026-07-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-home-iv-therapy-criteria-for-coverage/</loc>
            <lastmod>2026-07-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-fep/federal-employee-program-fep-fep-blue-focus/</loc>
            <lastmod>2026-07-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-blood-lead-testing/</loc>
            <lastmod>2026-07-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-benefit-information/</loc>
            <lastmod>2026-07-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/rheumatoid-arthritis/</loc>
            <lastmod>2026-07-09</lastmod>
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            <lastmod>2026-07-09</lastmod>
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            <loc>https://hmsa.com/prc/clinical-practice-guidelines/chronic-heart-failure/</loc>
            <lastmod>2026-07-09</lastmod>
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            <loc>https://hmsa.com/prc/clinical-practice-guidelines/primary-preventive-services-adults-age-20-65/</loc>
            <lastmod>2026-07-09</lastmod>
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            <loc>https://hmsa.com/prc/clinical-practice-guidelines/primary-preventive-services-children-perinatal-19-years/</loc>
            <lastmod>2026-07-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/health-maintenance-organization-administrative-review/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/fecal-occult-blood-test-fobt/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/emergent-urgent-care/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/emergency-room-services/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/electrocardiogram-performed-in-the-emergency-department/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/durable-medical-equipment-items-requiring-and-not-requiring-certificate-of-medical-necessity-cmn-or-dme-information-form-dif/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/pharmacy/drug-formulary/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-fep/diabetic-education-fep/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/diabetes-self-management-training-senior-plans/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diabetes-education/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/defibrillator-senior-plans/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/working-with-hmsa/continuity-of-care/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/claims/collection-and-handling/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/claims/modifier-code-22/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/claims/services-billed-with-modifiers-claim-documentation-requirements/</loc>
            <lastmod>2026-07-08</lastmod>
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            <loc>https://hmsa.com/prc/claims/evaluation-and-management-claim-documentation-requirements/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/debridement-claim-documentation-requirements/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/assisted-listening-devices-claim-documentation-requirements/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/claim-documentation-requirements/</loc>
            <lastmod>2026-07-08</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/childhood-immunizations/</loc>
            <lastmod>2026-07-07</lastmod>
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            <loc>https://hmsa.com/prc/claims/by-report-procedures/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/breast-reconstruction/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/assistant-surgeon/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-with-prone-position-or-field-avoidance/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-with-cardioversion/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/anesthesia-services-general-information/</loc>
            <lastmod>2026-07-07</lastmod>
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            <loc>https://hmsa.com/prc/claims/anesthesia-risk-qualifying-circumstances-modifiers/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-habilitation-services/</loc>
            <lastmod>2026-07-07</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/orthopedic-services-claim-documentation-requirements/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/reimbursing-hmsa/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/coding-reviews-of-e-m-services/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/acknowledgement-of-financial-responsibility-medical/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/adverse-determination-denial-rate/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/vitamin-b12-injections/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/benefit-overpayment/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/arbitration/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/hmsa-akamai-advantage-non-contracted-provider-appeals/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/physician-appealing-a-precertification-denial/</loc>
            <lastmod>2026-07-02</lastmod>
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            <loc>https://hmsa.com/prc/payment-appeals/prompt-payment-of-clean-claims/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/vaccine-additional-payment-request/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/hospice-care-payment-policy/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/payment-appeals/dispute-resolution-appeals-and-arbitration/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/attention-deficit-hyperactivity-disorder/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/depression/</loc>
            <lastmod>2026-07-02</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/organ-transplants-approved-blue-distinction-centers/</loc>
            <lastmod>2026-07-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ub-04-claim-form-general-instructions/</loc>
            <lastmod>2026-07-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/osteoporosis/</loc>
            <lastmod>2026-07-01</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/well-child-care/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/drug-report-to-member-audits/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/dispense-as-written-daw-documentation/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/dispense-as-written-daw/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/hmsa-pharmacy-benefit-manager-has-pharmacy-benefit-drug-prior-authorization-forms/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-for-pharmacy-services/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-two-hmsa-plans/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/coordination-of-benefits-hmsa-and-medicare-plans-pharmacy/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-hmsa-and-another-carrier/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/drug-utilization-review/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-processing-edits-and-messaging/</loc>
            <lastmod>2026-06-30</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/claims-filing-for-long-term-care-pharmacy-providers/</loc>
            <lastmod>2026-06-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/change-of-ownership-name-service-sites-bankruptcy/</loc>
            <lastmod>2026-06-29</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/birth-date-edit/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/medicare-part-d-prescription-drug-coverage-exclusions/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/onset-date-for-physical-therapy/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/well-woman-exam/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/termination-of-participation/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/modifier-codes-overview/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/using-the-drug-plan-copayments-look-up-tool/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/transition-fill/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/screening-for-food-and-drug-allergies/</loc>
            <lastmod>2026-06-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/drug-cost-tool-member-and-provider-information-on-real-time-benefits/</loc>
            <lastmod>2026-06-28</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/record-retention-for-part-d/</loc>
            <lastmod>2026-06-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/proof-of-delivery-of-services/</loc>
            <lastmod>2026-06-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/prescription-and-order-documentation/</loc>
            <lastmod>2026-06-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/venipuncture/</loc>
            <lastmod>2026-06-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/entering-compound-drugs/</loc>
            <lastmod>2026-06-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/supplies/</loc>
            <lastmod>2026-06-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/services-to-family-members/</loc>
            <lastmod>2026-06-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/units/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/services-from-the-medicine-section-of-cpt-billed-with-other-services/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/sexual-abuse-case-management/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/revenue-code-637/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/resource-books/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/importance-of-accurate-provider-network-data/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/abortion-pregnancy-termination/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/supplies-medical-pharmacy/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/setting-up-your-office-to-bill-hmsa-and-the-member/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/hmsa-medical-policies-formularies-and-related-information/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/injectable-drug-benefits-medical-pharmacy/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/immunization-benefits-medical-pharmacy/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/how-much-to-charge-the-member/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/per-diem-payment-method-iv-therapy-index/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/miscellaneous-home-intravenous-administration/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/intravenous-immune-globulin-ivig-therapy-administrative-information-iv-therapy-index/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/home-total-parenteral-nutrition-for-adults-administrative-information/</loc>
            <lastmod>2026-06-26</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/home-infusion-pain-management-therapy-administrative-information/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/home-enteral-nutrition-therapy-administrative-information/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-filing-highlights-iv-therapy/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-quest/quest-integration-primary-preventive-services-women/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/mandatory-generic-reimbursement-mgr-for-brand-drugs/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/medical-management-quality-assurance-and-other-programs/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/wound-repair/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/workers-compensation/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/injury-illness-report-form/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/hph-hmo-travel-registry-form/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/modifier-code-33/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/maternity-length-of-stay/</loc>
            <lastmod>2026-06-25</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/adolescent-substance-abuse-assessments-csac-billing/</loc>
            <lastmod>2026-06-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/agent-authorization/</loc>
            <lastmod>2026-06-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/care-management/advance-directives-senior-plans/</loc>
            <lastmod>2026-06-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/updating-your-provider-record/</loc>
            <lastmod>2026-06-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/triwest-healthcare-alliance/</loc>
            <lastmod>2026-06-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/toolkits/</loc>
            <lastmod>2026-06-20</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-nonstandard-lenses/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-polycarbonate-lenses/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-progressive-lenses/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-tinted-lenses/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/bluecard/bluecard-program/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/away-from-home-care/away-from-home-care-afhc-program/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/ambulatory-infusion/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-vision-appliances/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/third-party-liability/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/surgical-services-claim-documentation-requirements/</loc>
            <lastmod>2026-06-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/iv-therapy-cover-sheet/</loc>
            <lastmod>2026-06-18</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/x-ray-interpretation-and-report-performed-in-the-emergency-room/</loc>
            <lastmod>2026-06-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/initial-preventive-physical-exam/</loc>
            <lastmod>2026-06-18</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/chemotherapy-home-intravenous/</loc>
            <lastmod>2026-06-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/reports-from-hmsa/</loc>
            <lastmod>2026-06-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/private-rooms/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/revenue-code-matrix/</loc>
            <lastmod>2026-06-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/plan-library-aca/hearing-aids-aca-plans/</loc>
            <lastmod>2026-06-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/behavioral-health/cpt-codes-for-psychiatric-and-psychological-procedures/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/chiropractic-riders-procedure-codes-coverage-codes-and-benefits/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ambulatory-surgical-center/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/benefit-criteria-home-health-agencies/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/chemotherapy-coding/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/diagnosis-coding-on-ub-04-form/</loc>
            <lastmod>2026-06-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/forms/general-coding-information/</loc>
            <lastmod>2026-06-11</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/pharmacy/injectable-drugs-coding/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/injectable-drugs-ub-04-highlights/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/intravenous-therapy-ub-04-highlights/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/processing-and-reporting-of-multi-channel-blood-chemistry-panels-non-medicare-based-plans/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/processing-and-reporting-of-organ-or-disease-oriented-lab-panels-medicare-based-plans/</loc>
            <lastmod>2026-06-11</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/pamidronate-aredia/</loc>
            <lastmod>2026-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/other-liable-parties/</loc>
            <lastmod>2026-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/minimum-requirements-for-claims-submission/</loc>
            <lastmod>2026-06-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/request-for-fee-review/</loc>
            <lastmod>2026-06-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/laboratory-services-overview/</loc>
            <lastmod>2026-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/laboratory-services-miscellaneous/</loc>
            <lastmod>2026-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/intravenous-therapy-j-codes/</loc>
            <lastmod>2026-06-10</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/report-to-provider/</loc>
            <lastmod>2026-06-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/pharmacy/injectable-drugs-j-codes/</loc>
            <lastmod>2026-06-10</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/pharmacy/injectable-drugs-general-information/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/infusion-pump/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hydration-therapy/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hospice-care-definitions/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/chemotherapy-ub-04-highlights/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/home-health-overview/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hipaa/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/frequency-of-billing/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/members-rights-and-responsibilities/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/facility-role-in-providing-technical-services-for-procedures-requiring-precertification/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/member-requests-for-confidential-communication/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/facilities-resources/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/erythropoietin/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/incisions-complicated/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/claims/hospital-based-visits-billed-with-other-services/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/medical/hmsa-business-association-with-nia/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diagnosis-related-group-drg/</loc>
            <lastmod>2026-06-09</lastmod>
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        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diagnosis-coding-for-secondary-diagnosis/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diagnosis-coding-for-principal-diagnosis/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diagnosis/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/covered-hospice-services/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-facilities/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/complications-and-comorbidities/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/common-claims-filing-errors/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-filing-deadlines/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/chemotherapy-j-codes/</loc>
            <lastmod>2026-06-09</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-organ-or-disease-oriented-lab-panels-non-medicare-based-plans/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-organ-or-disease-oriented-lab-panels-medicare-advantage-plans/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-multi-channel-blood-chemistry-tests-non-medicare-based-plans/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-multi-channel-blood-chemistry-tests-medicare-advantage-plans/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/benefit-limitations/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/ancillary-services/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/admission-notice-census-report/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/administration-fee/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/onset-date-for-durable-medical-equipment/</loc>
            <lastmod>2026-06-06</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/termination-of-a-participating-chiropractor-agreement/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/provider-tools/office-visits/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/two-for-one-benefit-exchange/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/termination-of-a-participating-provider-agreement/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/behavioral-health-substance-misuse-referral-form/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/recovery-letter/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/quality-and-service-recognition-program/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/payment-appeals/overpayment-by-hmsa/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/on-site-review-of-high-volume-behavioral-health-providers/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/medical-necessity-and-level-of-care/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/hedis/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/behavioral-health/family-conjoint-psychotherapy/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/emergency-room-services-behavioral-health/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/eligibility-behavioral-health/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/dementia-treatment-exclusion/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/definitions-for-levels-of-care/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-fep/member-id-card-fep/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/medicare-members/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/medicare-advantage-pffs/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/medical-records/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/concurrent-review/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/code-books/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/claim-status-information/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/behavioral-health/clinical-review/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/benefits-for-mental-health/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/members-rights-and-responsibilities-behavioral-health-services/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/authorizing-a-staff-member-or-agent-to-sign-claim-forms/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/authorization-of-release-of-records-or-information/</loc>
            <lastmod>2026-06-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/service-denial-letter/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/alcohol-and-drug-chemical-dependency-treatment/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/accessibility-standards-for-behavioral-health-services/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-plan-deductibles/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hmsa-plans/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/forms/provider-patient-panel-pcp-specialist-change-form/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/health-maintenance-organization-precertification-requirements/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/hipaa-trading-partner-manual-trading-partner-agreement-and-companion-guide-documents/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-filing-information/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/glossary/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/service-dates/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-contact-lens-fitting/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/service-units/</loc>
            <lastmod>2026-06-04</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/skilled-nursing-facility/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/rehabilitation-snf-level-of-care/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/coordination-of-benefits-private-insurance/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-vision/coordination-of-benefits-vision/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-processing-edits/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/mammography/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/cms-1500-claims-filing-highlights/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-medicare/chronic-care-management-ccm-services-medicare-advantage/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/care-denial-letter/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/care-management/quality-surveys/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/benefit-information/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/surgical-bilateral-procedures/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-disposable-contacts/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/billing-for-bmi/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/durable-medical-equipment-prosthetics-and-orthotics-claim-documentation-requirements/</loc>
            <lastmod>2026-06-03</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/drug-review-request/</loc>
            <lastmod>2026-06-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/commercial-diabetes-prevention-program/diabetes-prevention-program-dpp/</loc>
            <lastmod>2026-06-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/dme-written-orders-senior-plans/</loc>
            <lastmod>2026-06-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/disease-management-services/</loc>
            <lastmod>2026-06-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/diagnosis-coding/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/debridement/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/custom-fabricated-prosthetic-devices/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/claims-timeliness-standards/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/cms-1500-claim-form-general-instructions/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/cms-1500-claim-form-vendors/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/code-resources/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/complementary-and-alternative-medicine-cam-providers/</loc>
            <lastmod>2026-05-30</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-examples/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/coordination-of-benefits-hmsa-and-medicare/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/outpatient-consultations-billed-with-other-services/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ophthalmological-exam-with-or-without-refraction/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/office-visits-and-consultations/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/office-visits-use-of-modifiers/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/office-visits-billed-with-other-services/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ophthalmological-diagnosis-codes-major/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ophthalmological-diagnosis-codes-refractive/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ophthalmological-diagnosis-codes-minor/</loc>
            <lastmod>2026-05-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/ophthalmological-exams-diabetes/</loc>
            <lastmod>2026-05-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/organ-donor-services/</loc>
            <lastmod>2026-05-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/patient-support-plan-incentive/</loc>
            <lastmod>2026-05-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/patient-safety-at-hmsa/</loc>
            <lastmod>2026-05-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/primary-care-payment-model/</loc>
            <lastmod>2026-05-28</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/precertification-request-home-iv-therapy/</loc>
            <lastmod>2026-05-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/quality-improvement-program/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/radiation-management-claim-documentation-requirements/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/radiopharmaceuticals/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/qnxt-pay-cycles/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/privacy/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/preventive-service-visits-billed-with-other-services/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/practitioner-patient-relationship/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/place-of-treatment-office-procedures-list/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/place-of-service-pos-codes/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/physician-orders-for-life-sustaining-treatment-polst/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/clinical-practice-guidelines/philosophy-of-care/</loc>
            <lastmod>2026-05-23</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/medical/testing-for-alpha-fetoprotein/</loc>
            <lastmod>2026-05-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/plan-library-dental/acknowledgement-of-financial-responsibility-dental/</loc>
            <lastmod>2026-05-19</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2026/10/hmsa-online-care-access-ma-members/</loc>
            <lastmod>2026-10-05</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2025/12/policies-with-updates-related-to-hmsas-payment-policies/</loc>
            <lastmod>2026-09-29</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2023/12/hmsa-partner-carelon-behavioral-health-to-provide-free-counseling-services-for-maui/</loc>
            <lastmod>2025-10-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2023/27/hawaii-interoperability-survey/</loc>
            <lastmod>2025-10-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2023/03/news-telehealth-services-60-day-notification-period-effective-12-01-2023/</loc>
            <lastmod>2025-10-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/news/2024/28/news-updates-to-preventive-health-guidelines-men-women-newborns-and-children-effective-01-01-2024/</loc>
            <lastmod>2025-10-27</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/pharmacy/</loc>
            <lastmod>2026-09-24</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/working-with-hmsa/</loc>
            <lastmod>2026-09-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/bluecard/</loc>
            <lastmod>2026-09-22</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/claims/</loc>
            <lastmod>2026-08-12</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/payment-appeals/</loc>
            <lastmod>2026-07-02</lastmod>
        </url>
        <url>
            <loc>https://hmsa.com/prc/utilization-management/</loc>
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