Extra Help

Low Income Subsidy can help pay for your Medicare premiums and medications.

What is it?

Extra Help, also known as Low Income Subsidy, is a federal program that can help you pay for your monthly premium and prescription medications.


It could lower your 2019 premium by up to $25 a month.


It could lower your medication copays and coinsurance.

Savings for Essential Advantage (HMO)
Savings for HMSA Akamai Advantage plans (PPO)

Medicare will let us know if you qualify so we can apply the subsidy to reduce your out-of-pocket costs. Learn more at the Social Security Administration website at ssa.gov.

Do I qualify?

Your eligibility and the amount you save will be based on your income and assets.

What counts as income?

  • Wages or earnings from jobs or self-employment
  • Income from pensions, annuities, and benefits, such as from Social Security, Railroad Retirement Board, and Veterans Affairs
  • Alimony
  • Rental income
  • Workers’ compensation
  • Unemployment
  • Disability

What counts as assets?

  • Bank accounts such as checking, savings, and certificates of deposit
  • Investments such as stocks, bonds, savings bonds, mutual funds, and individual retirement accounts
  • Any other cash

Your home is not counted as an asset if you own and live in it.

See if you qualify  

How do I apply?

Apply online at ssa.gov or call the Social Security Administration at 1-800-772-1213 toll-free. For TTY, call 1-800-325-0778.

You may also apply for Medicaid to help with your Medicare premium and prescription drug costs.