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Individual Care Plan

Peace of mind

If you’ve experienced the cost of paying for health care services on your own, you understand the important role a health plan has on your health care and budget. HMSA’s Individual Care Plan is an affordable, quality health care plan you may be looking for.

Your choice of HMO Options

This plan offers two HMO options that feature a low, annual deductible to fit your budget:

  • High Option is $300 per person, or $900 per family contract.
  • Basic Option is $500 per person, or $1,500 per family contract.

Large provider network

Through HMSA’s network of 1,800 medical providers, you and your eligible dependents can select a health center and a personal care provider (PCP) to coordinate your care.

Predictable costs

This plan offers you the convenience of knowing your out-of-pocket costs before you see your doctor. Under HMSA’s Individual Care Plan, it’s easy to manage your medical finances with:

  • A fixed $20 copayment for physician office visits and health evaluations.
  • 100-percent coverage for physical exams and preventive services.
  • Low annual deductibles for both plan options.

Coverage away from home

Rest assured that when you are traveling on the Mainland or Neighbor Islands, you have access to the nation’s largest provider network through the Blue Cross and Blue Shield network of providers.

Protecting your family

Under this plan, your qualified dependents may also be covered under this plan, maintaining their good health through preventive services.